Graduate Certificate in Financial Planning
Quick facts
Student type:
Quick facts
-
Entry score
Not applicable
-
Duration
Full-time 6 months, Part-time 1 year -
Location
Melbourne City -
Fees
AU$14,880 (2020 total)
Next intake
July Entry score
Duration
Location
Fees
Next intake
Overview
Financial planning is a critical component of managing your financial resources. If you don’t come from a financial background, this course gives you a good introductory understanding of financial planning as a discipline, and qualifies you for a career as a financial planner. It also serves as a pathway into our Graduate Diploma in Financial Planning, or the Master of Financial Planning.
Broaden your knowledge in a range of core financial areas, including superannuation and retirement planning. You’ll be immersed in our engaging lectures and online learning activities, will join in on simulations, seminars, presentations, and learn to prepare formal advice proposals.
Three of the four subjects you’ll study are bridging subjects specified by the Financial Planning Standards and Ethics Agency, for graduates of financial planning courses who need further postgraduate subjects to meet the standards for registration.
Note: This is also an exit option if you are enrolled in the Graduate Diploma in Financial Planning, Master of Financial Planning, or the Master of Financial Planning (CPA Australia Extension)
Details
Get hands-on and apply your knowledge and specialist skills to a range of complex situations across both client situations and professional practice.
By the end of the course, you’ll have the knowledge and practical skills to analyse and evaluate ideas to solve issues related to investments, and planning for superannuation, retirement, estate, insurance, and taxation. You'll also be able to utilise your communication skills in complicated and detailed contexts, with both professional financial planners and non-professionals alike.
You’ll be immersed in a range of teaching and learning methods. These include lectures, guest lectures, panels, tutorials, class presentations, group discussions, student-led discussions, and role play. You’ll also have access to extensive online resources for added flexibility, and there will be both formal examinations and also assignments and projects.
- Abdullahi Ahmed
- Daniel Richards
- Orhan Azizoglu
This course is made up of four core subjects. You’ll learn a range of specialised skills and how to apply these ideas and concepts to real life situations.
The subjects you will undertake are:
- Financial Planning Process (BAFI3244)
- Professional Ethics (BAFI3242)
- Behavioural Investment Management (BAFI3245)
- Business and Corporations Law (LAW2480)
Choose a program structure
| Title | Location | Duration | Plan code | CRICOS | ||
|---|---|---|---|---|---|---|
| Graduate Certificate in Financial Planning | City Campus |
0.5 years full-time or part time equivalent
|
0.5 years full-time
|
GC176 |
Choose a program structure
Program code: GC176
Career
As a financial services professional, you can work for a broad range of organisations that deal with the management of money, including banks, credit card companies, insurance companies, consumer finance companies, stock brokerages and investment funds.
Careers exist in finance and financial planning services in wholesale and retail sectors, including superannuation, mortgage and finance broking, insurance, funds management and retirement planning.
Typical roles include:
- associate advisor
- paraplanner
- financial planner
- superannuation advisor
- life insurance advisor
- managed funds advisor and paraplanner.
The course provides three bridging courses required by FASEA to meet education requirements for existing advisers with relevant degrees without needing to complete the full Graduate Diploma in Financial Planning. Those without relevant degrees could complete the Graduate Diploma in Financial Planning by undertaking four more subjects.
Admissions
The entry requirements for this program are:
- An Australian bachelor degree or equivalent, or higher level qualification, in any discipline from a recognised tertiary education institution; or
- An Advanced Diploma in Financial Planning and 1.5 years professional work experience in a related industry*; or
- A Diploma in Financial Planning and 2 years professional work experience in a related industry; or
if you do not meet the above entry requirements for the Graduate Certificate you may be considered if you have a minimum of 5 years full-time equivalent work experience. Applicants will be required to submit a curriculum vitae (CV).
NOTE: To be eligible for a 15% discount on your Semester 2 2020 Financial Planning course fees, please provide your FPA membership number as part of your application.
For detailed information on English language requirements and other proficiency tests recognised by RMIT, visit English language requirements and equivalency information.
Don't meet the English language test scores? Complete an Advanced Plus Certificate at RMIT English Worldwide.
Pathways
Credit and exemptions will be assessed in accordance with the RMIT University Credit Policy. If you have completed your studies or have partially completed a similar program at another institution (with entry criteria similar to this program) may be accepted with some credits or exemptions being granted towards this program.
Credit pathways between RMIT University programs enable you upon graduating from an RMIT University qualification to apply for advanced standing in a higher-level qualification.
Fees
2020 indicative fees
Full-fee places: AU$14,880*
Additional expenses
- Student services and amenities fee (SSAF): AU$308 maximum fee for 2020.
- Other items related to your program, including field trips, textbooks and equipment.
Annual fee adjustment
Amount quoted is the 2020 total program tuition fee, and is based on a total annual load of 48 credit points. A proportionate fee applies for more or less than the full-time study load.
Fees are adjusted on an annual basis and these fees should only be used as a guide.
Defer your payment
This program is offered on a full-fee paying basis only. If you are offered a place, you will need to pay the full tuition costs of your program. However, eligible students (such as Australian citizens or holders of an Australian permanent humanitarian visa) may apply to defer payment of some or all of their tuition fees via the Commonwealth Government’s FEE-HELP loan scheme.
Learn more about fees for postgraduate study.
How does a HELP loan work?
If your FEE-HELP and/or SA-HELP loan application is successful, the Australian Government will pay RMIT, on your behalf, up to 100% of your fees. This amount will become part of your accumulated HELP debt.
You only start repaying your accumulated HELP debt to the Australian Government once you earn above the minimum income threshold for repayment, which is set each year by the Australian Government (this also applies if you are still studying). The Australian Taxation Office (ATO) will calculate your compulsory repayment for the year and include this on your income tax notice.
For more information about loan repayment options see Commonwealth assistance (HELP loans) or Study Assist.
This program is approved for income support.
You may be eligible for student income support payments from the Commonwealth Government if you are undertaking a graduate certificate, graduate diploma or an approved professionally oriented masters by coursework program. For more information see Income support for Masters students.
If you are enrolled in an eligible program you will also need to satisfy all other student payment eligibility requirements. You can contact Centrelink or the Department of Human Services for further information about student income support entitlements, your eligibility and how to apply.
Additional expenses
Student services and amenities fee (SSAF): AU$308 maximum fee for 2020.
Other items related to your program, including field trips, textbooks and equipment.
This program is offered on a full-fee paying basis only. If you are offered a place, you will need to pay the full tuition costs of your program. However, eligible students (such as Australian citizens or holders of an Australian permanent humanitarian visa) may apply to defer payment of some or all of their tuition fees via the Commonwealth Government’s FEE-HELP loan scheme.
Fees shown above apply to 2020 only and are based on an annual full-time study load of 96 credit points unless otherwise noted. A proportionate fee applies for more or less than the full-time study load. Tuition fees are adjusted on an annual basis and these fees should only be used as a guide.
For more information and to learn how to calculate your exact tuition fees see postgraduate study fees.
The total indicative tuition fee for 2020 commencement is AU$XX,XXX.
In addition to tuition fees you also need to pay for:
- Student services and amenities fee (SSAF) in each calendar year.
- Overseas Student Health Cover (OSHC) - Student visa holders must have cover for the total duration of their visa.
- Some programs incur additional expenses.
You also need to account for your living expenses. Estimate the cost of living in Melbourne.
Find out more details about how fees are calculated and the expected annual increase.
RMIT awards more than 2000 scholarships every year to recognise academic achievement and assist students from a variety of backgrounds. Learn more about RMIT Scholarships.