In special circumstances, you can apply to have your HECS-HELP, FEE-HELP or VET Student Loan debt removed. This is known as remission of debt.
You may be eligible for remission (removal) of your HECS-HELP, FEE-HELP or VET Student Loan debt for a course, and/or a refund of your payment of a student contribution for a course if:
For further information, refer to Remission and Removal of Debt Procedure.
You can apply up to 12 months after:
Applications submitted more than 12 months after the relevant date can be considered only if you can demonstrate (through formal, independent supporting documentation) circumstances which prevented you from submitting a timely application.
If you have been notified that you have a ‘low completion rate’ and you wish to apply for removal (remission) of debt, we strongly to encourage you to apply as soon as possible after receiving email notification of your low completion rate status.
This is in order to ensure there is sufficient time for your removal of debt application to be assessed before you are discontinued from your program, which occurs 30 days after you receive email notification of your low completion rate status.
For more important information, please see Low completion rate and government funding.
Once you’ve submitted your application, we’ll send you an acknowledgement of receipt.
We'll assess your application and let you know the outcome within 60 days of the date on which your application is complete.
If you are dissatisfied with the outcome of your application, you can apply to have the decision reviewed by an independent senior RMIT officer. The outcome letter will explain the process and time-frame for review requests. The RMIT Student Union Student Rights team can advise you about this process.
If your application outcome is reviewed and you’re still dissatisfied, you can apply to the Administrative Appeals Tribunal for a further review of the decision.
Please note, duplicate applications (for the same course/s and teaching period/s) will not be accepted or considered. Please follow the appropriate review pathways available.
Acknowledgement of Country
RMIT University acknowledges the people of the Woi wurrung and Boon wurrung language groups of the eastern Kulin Nation on whose unceded lands we conduct the business of the University. RMIT University respectfully acknowledges their Ancestors and Elders, past and present. RMIT also acknowledges the Traditional Custodians and their Ancestors of the lands and waters across Australia where we conduct our business - Artwork 'Luwaytini' by Mark Cleaver, Palawa.