Overdue fees and penalties
Why you need to pay on time
As an RMIT student you are expected to pay your fees by the due date shown on your tax invoice – as agreed to in the Statement of student responsibilities.
Multiple due dates
If you have multiple due dates in your account, your total amount owing will change as each due date passes.
It is your responsibility to know how much you owe and the penalties that will apply if you don’t pay by the due date.
Late payment fee
Any charges not paid by the due date will appear on your next tax invoice as overdue – pay now and you may be charged a late payment fee of $250.
Once charged, late payment fees cannot be cancelled and must be paid.
Penalties for not paying on time
In addition to being charged the late payment fee, if you have overdue charges, you are deemed to be a University debtor and will have certain restrictions placed on you.
Debtor restrictions will be applied to your student record if you don’t pay your fees by the due date.
Until the debt is cleared, a debtor cannot enrol, add classes, obtain a transcript of results or a Statement of Academic Completion, receive an award, or view academic history (results) via Enrolment Online.
Cancellation of enrolment
If you have more than $500 of unpaid tuition fees in your account after the due date RMIT is entitled to cancel your enrolment in all current programs.
If your enrolment is cancelled you will:
- be cancelled in all current programs even if you have paid (or have an approved HELP loan) for the other program/s that you are enrolled in
- still have to pay the tuition fees for any course that you have already received a grade for or that has already finished and any materials or other fees e.g. library fines. These fees will be referred to a debt collection agency
- have to reapply to the University if you wish to continue your studies in the cancelled program/s.
Referral to debt collection
If you have more than $500 of unpaid tuition fees in your account after the due date and your enrolment is cancelled, the fees listed below will be referred to a debt collection agency.
- Tuition fees of $500 or more for a course for which you have already received a grade, or if the course has finished.
- Tuition fees of $499.99 or less.
- All materials and other fees e.g. library fines.
If you are referred to a debt collection agency you will incur additional costs and your credit rating may be affected.
International student visa compliance
If you are an international student and your enrolment is cancelled, your electronic Confirmation of Enrolment (CoE) will also be cancelled. This may affect your visa as you are required to have a current CoE to maintain a student visa.
If your CoE is cancelled, you are in breach of your visa conditions. You should contact the Department of Home Affairs (DHA) immediately to find out what action you are required to take to ensure you remain legally in Australia. If you do not contact the DHA, your student visa may be cancelled. If your visa is cancelled your status will be considered unlawful and this may also affect any future visa applications.
Commonwealth Assistance fees explained
Permanent Residents or New Zealand citizens who enrol in a Commonwealth supported place are not eligible to access a HECS-HELP loan. If this is you, you'll need to pay your fees in full to RMIT by the census date. If you miss the deadline, your enrolment will be cancelled in accordance with government legislation.
How can I apply for a HELP loan or VET Student Loan?
If you meet all eligibility requirements for a HELP loan or VET Student Loan, you can apply before your census date to defer your fees.
HELP loan students
If you have an approved HECS-HELP, FEE-HELP or SA-HELP loan, your fees will appear on your invoice and in your online account. This is to give you the opportunity to make a payment before the census date. Your fees will automatically defer to your loan after the relevant census date less any payments you've made. Please note that administration or material fees are not covered by Commonwealth assistance and need to be paid by the due date.
VET Student Loan students
If you have an approved VET Student Loan, eligible tuition fees will be deferred to a VET Student Loan upon approval of your VET Student Loan application. Once you reach your program loan cap, you’ll need to pay any remaining tuition fees by the due date. Please note that student services and amenities fees, administration or material fees are not covered by a VET Student Loan and need to be paid by the due date.
Scholarship and international sponsored students
It is your responsibility to make sure that the funds to cover your fees are paid into your student account prior to the due date for each charge, otherwise your fees will become overdue and the penalties outlined above will apply.
Having trouble paying your fees?
If you are having trouble paying your fees, please consider what enrolment variation or other options are available to you. See Financial hardship for more information.