Commonwealth assistance - HELP loans and VET Student Loans

The Australian Government provides financial assistance in the form of the HELP loans and VET Student Loans schemes.

A Commonwealth assistance loan can help eligible students to pay tuition fees, the student services and amenities fee, or to meet overseas study travel expenses.

The different loans schemes are:

HECS-HELP loans

HECS-HELP is for eligible students in a Commonwealth supported place (CSP) and allows you to defer payment of your student contribution to the Australian Tax Office up to your HELP limit.

To find out about HECS-HELP and if you’re eligible to apply, go to the Government’s Study Assist website.

If you've been offered a Commonwealth supported place, you'll be automatically prompted to complete an application for HECS-HELP when you enrol in your RMIT program.

FEE-HELP loans

FEE-HELP is for eligible full-fee paying students and allows you to defer payment of your tuition fees to the Australian Tax Office up to your HELP limit.

To find out about FEE-HELP and if you’re eligible to apply, go to the Government’s Study Assist website.

Once you’ve confirmed your eligibility, it’s easy to apply. When you enrol in Enrolment Online, you’ll be asked to indicate which optional loan/s, including FEE-HELP, you want to apply for. You’ll then get an email from the Government with further instructions on how to apply.

VET Student Loans

VET Student Loans (VSL) are available to eligible students in eligible vocational education programs.

To check your eligibility to apply for a VET Student Loan, go the Government's Study Assist website.

Browse the list of RMIT programs that are eligible for a VET Student Loan from the lists below. Note that in some eligible programs, the VET Student Loan does not cover the full amount of the tuition fee - these programs are listed under the heading Eligible programs - loan amount does not cover subsidised tuition fees.

National code RMIT code Program name Total 2021 RMIT government subsidised tuition fee Total 2021 RMIT full-fee domestic place 2021 VSL cap
10678NAT C6160 Advanced Diploma of Professional Screenwriting $15,000 $31,500 $16,077
22479VIC C6162 Advanced Diploma of Engineering Technology $12,000 $32,500 $16,077
22525VIC C6169 Advanced Diploma of Business (Public Relations) $9,250 $12,250 $10,717
22524VIC C5400 Diploma of Business (Public Relations) $8,750 $10,750 $10,717
22446VIC C5382 Diploma of Product Design $13,500 $30,500 $16,077
22460VIC  C5398 Diploma of Applied Technologies $5,000 $12,000 $16,077
22316VIC C6159 Advanced Diploma of Myotherapy $10,750 $16,250 $16,077
AHC51116 C5367 Diploma of Conservation and Land Management $14,500 $24,000 $16,077
BSB50215 C5358 Diploma of Business $8,500 $10,000 $10,717
BSB50415 C5375 Diploma of Business Administration $8,000 $10,000 $10,717
BSB50815 C5372 Diploma of International Business $8,500 $10,000 $10,717
BSB51918 C5391 Diploma of Leadership and Management $6,750 $8,500 $10,717
BSB52415 C5366 Diploma of Marketing and Communication $5,500 $7,500 $10,717
BSB61315 C6155 Advanced Diploma of Marketing and Communication $5,250 $7,000 $10,717
CHC50413 C5331 Diploma of Youth Work $5,500 $11,250 $10,717
CHC51115 C5360 Diploma of Financial Counselling $5,500 $11,750 $16,077
CHC52015 C5397 Diploma of Community Services $5,500 $10,000 $16,077
CHC52015 C5385 Diploma of Community Services (Statutory and Forensic child youth and family welfare) $5,500 $10,000 $16,077
CHC52015 C5345 Diploma of Community Services (Case Management) $5,500 $10,000 $16,077
CHC53215 C5346 Diploma of Alcohol and Other Drugs $5,500 $11,000 $16,077
CPC50210 C5256 Diploma of Building and Construction (Building) $13,000 $38,000 $16,077
CPP50116 C5368 Diploma of Surveying $9,500 $18,500 $16,077
CPP60116 C6156 Advanced Diploma of Surveying $9,500 $16,750 $16,077
CUA50415 C5349 Diploma of Live Production and Technical Services $8,500 $18,000 $16,077
CUA50715 C5359 Diploma of Graphic Design $7,500 $15,750 $16,077
CUA50815 C5378 Diploma of Music Industry (Sound Production) $8,500 $15,000 $16,077
CUA50915 C5351 Diploma of Photography and Photo Imaging $8,500 $17,750 $10,717
CUA51015 C5350 Diploma of Screen and Media $10,500 $17,750 $16,077
CUA51115 C5348 Diploma of Visual Arts $8,750 $18,250 $16,077
CUA60315 C6152 Advanced Diploma of Graphic Design $7,000 $15,750 $10,717
CUA60515 C6150 Advanced Diploma of Music Industry (Sound Production) $8,750 $18,000 $16,077
CUA60615 C6151 Advanced Diploma of Screen and Media $10,000 $16,250 $16,077
CUA60715 C6149 Advanced Diploma of Visual Arts $8,250 $19,500 $10,717
FNS50217 C5390 Diploma of Accounting (0.5 duration) $5,500 $8,500 $10,717
FNS50615 C5343 Diploma of Financial Planning $6,750 $10,250 $10,717
FNS60217 C6163 Advanced Diploma of Accounting $7,500 $12,000 $10,717
HLT52015 C5357 Diploma of Remedial Massage $15,000 $25,500 $16,077
ICT50118 C5395 Diploma of Information Technology $9,250 $13,750 $10,717
MEM50212 C5322 Diploma of Engineering - Technical (Aeronautical) $10,000 $23,500 $16,077
MEM50212 C5323 Diploma of Engineering - Technical (Mechanical) $10,000 $23,500 $16,077
MEM60112 C6130 Advanced Diploma of Engineering (Mechanical) $12,500 $33,500 $16,077
MEM60112 C6131 Advanced Diploma of Engineering (Aeronautical) $12,500 $33,500 $16,077
MSF50218 C5396 Diploma of Interior Design $14,000 $30,000 $16,077
MSL50118 C5388 Diploma of Laboratory Technology $6,500 $15,000 $16,077
MST60219 C6165 Advanced Diploma of Textile Design and Development $6,500 $20,250 $16,077
PSP50916 C5364 Diploma of Interpreting (LOTE-English) $4,500 $6,250 $10,717
PSP60816 C6153 Advanced Diploma of Translating $4,750 $6,500 $10,717
PSP60916 C6154 Advanced Diploma of Interpreting (LOTE-English) $5,500 $7,500 $10,717
SIR50217 C5381 Diploma of Visual Merchandising $8,250 $17,000 $10,717
TAE50216 C5354 Diploma of Training Design and Development $6,250 $6,500 $16,077
TLI50219 C5399 Diploma of Logistics $7,500 $14,250 $10,717
UEE60211 C6122 Advanced Diploma of Electronics and Communications Engineering $12,500 $38,000 $16,077
UEE60411 C6121 Advanced Diploma of Computer Systems Engineering $12,500 $38,000 $16,077
UEE62111 C6120 Advanced Diploma of Engineering Technology - Electrical $12,500 $35,500 $16,077
TAE50116 C5353 Diploma of Vocational Education and Training $6,250 $6,500 $16,077
ICT50915 C5384 Diploma of Digital Media Technologies $9,750 $17,750 $16,077
ICT50418 C5394 Diploma of Information Technology Networking $5,500 $16,000 $16,077
22451VIC C5383 Diploma of Teacher Education Preparation $4,250 $4,250 $16,077
22526VIC  C6166 Advanced Diploma of International Business $6,250 $8,500 $10,717

The above list of RMIT programs and VSL caps is correct as of January 2021. The maximum loan amount for a program is indexed on 1 January each year. This web page will be updated with the indexed amounts as soon as they are published by the Australian Government.

The student tuition fees as published are subject to change based on individual circumstances at enrolment. Fees are adjusted on an annual basis and these fees apply to 2021 only.

National code RMIT code Program name Total 2021 RMIT government subsidised tuition fee Total 2021 RMIT full-fee domestic place 2021 VSL cap
22477VIC C6161 Advanced Diploma of Building Design (Architectural) $20,500 $39,500 $16,077
22276VIC C6141 Advanced Diploma of Legal Practice $16,000 $23,000 $10,717
FNS51815 C5379 Diploma of Financial Services $7,750 $9,750 $5,358
HLT54115 C5365 Diploma of Nursing $17,500 $34,000 $16,077
HLT55118 C5387 Diploma of Dental Technology $22,000 $31,500 $16,077
HLT65015 C6157 Advanced Diploma of Dental Prosthetics $40,000 $47,000 $16,077
BSB61115 C6164 Advanced Diploma of Conveyancing $7,125 $10,500 $5,358

The above list of RMIT programs and VSL caps is correct as of January 2021. The maximum loan amount for a program is indexed on 1 January each year. This web page will be updated with the indexed amounts as soon as they are published by the Australian Government.

The student tuition fees as published are subject to change based on individual circumstances at enrolment. Fees are adjusted on an annual basis and these fees apply to 2021 only.

If your program is eligible for the VET Student Loans (VSL) scheme and it has:

  • a loan limit that covers the total amount of the subsidised tuition fees for your program, then VSL will cover the full amount of subsidised tuition fees for that program (based on a standard full-time enrolment).
  • a loan limit that doesn’t cover the total amount of the subsidised tuition fees for your program, then once you reach the VSL loan limit, you’ll need to pay the remaining tuition fees to RMIT - this is most likely to occur in the final term of your program.


It’s important to note
 that The Department of Education and Training will only allocate RMIT a capped amount of funding for VSL loans and that this may not cover all eligible student loans. You should therefore apply as soon as possible.

SA-HELP loans

An SA-HELP loan allows you to defer paying your student services and amenities fee (SSAF).

To find out about SA-HELP and if you’re eligible to apply, go to the Government’s Study Assist website.

Once you’ve confirmed your eligibility, it’s easy to apply. When you enrol in Enrolment Online, you’ll be asked to indicate which optional loan/s, including SA-HELP, you want to apply for. You’ll then get an email from the Government with further instructions on how to apply.

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torres strait flag

Acknowledgement of country

RMIT University acknowledges the people of the Woi wurrung and Boon wurrung language groups of the eastern Kulin Nation on whose unceded lands we conduct the business of the University. RMIT University respectfully acknowledges their Ancestors and Elders, past and present. RMIT also acknowledges the Traditional Custodians and their Ancestors of the lands and waters across Australia where we conduct our business. - Artwork created by Louisa Bloomer

aboriginal flag
torres strait flag

Acknowledgement of country

RMIT University acknowledges the people of the Woi wurrung and Boon wurrung language groups of the eastern Kulin Nation on whose unceded lands we conduct the business of the University. RMIT University respectfully acknowledges their Ancestors and Elders, past and present. RMIT also acknowledges the Traditional Custodians and their Ancestors of the lands and waters across Australia where we conduct our business.