Commonwealth assistance - HELP loans and VET Student Loans

The Australian Government provides financial assistance in the form of the HELP loans and VET Student Loans schemes.

A Commonwealth assistance loan can help eligible students to pay tuition fees, the student services and amenities fee, or to meet overseas study travel expenses.

The different loans schemes are:

HECS-HELP loans

HECS-HELP is for eligible students in a Commonwealth supported place (CSP) and allows you to defer payment of your student contribution to the Australian Tax Office up to your HELP limit.

To find out about HECS-HELP and if you’re eligible to apply, go to the Government’s Study Assist website.

New government eligibility rules: From 2022, students in a CSP or with a HECS-HELP or FEE-HELP loan must maintain a satisfactory completion rate to keep their Commonwealth funding. Read more on the low completion rate and government funding webpage.

If you've been offered a Commonwealth supported place, you'll be automatically prompted to complete an application for HECS-HELP when you enrol in your RMIT program.

FEE-HELP loans

FEE-HELP is for eligible full-fee paying students and allows you to defer payment of your tuition fees to the Australian Tax Office up to your HELP limit.

To find out about FEE-HELP and if you’re eligible to apply, go to the Government’s Study Assist website.

Once you’ve confirmed your eligibility, it’s easy to apply. When you enrol in Enrolment Online, you’ll be asked to indicate which optional loan/s, including FEE-HELP, you want to apply for. You’ll then get an email from the Government with further instructions on how to apply.

VET Student Loans

VET Student Loans (VSL) are available to eligible students in eligible vocational education programs.

To check your eligibility to apply for a VET Student Loan, go the Government's Study Assist website.

Browse the list of RMIT programs that are eligible for a VET Student Loan from the lists below. Note that in some eligible programs, the VET Student Loan does not cover the full amount of the tuition fee - these programs are listed under the heading Eligible programs - loan amount does not cover subsidised tuition fees.

National code RMIT code Program name Total 2022 RMIT full-fee domestic place Total 2022 RMIT government subsidised tuition fee 2022 VSL cap
10678NAT C6160 Adv Dip of Prof Screenwriting $21,000.00 $15,500.00 $16,221.00
22479VIC C6162 Adv Dip of Eng Technology $25,000.00 $12,500.00 $16,221.00
22525VIC C6169 Adv Dip Bus (Public Relations) $12,500.00 $9,500.00 $10,813.00
22524VIC C5400 Dip of Bus (Public Relations) $11,000.00 $9,000.00 $10,813.00
22446VIC C5382 Diploma of Product Design $22,000.00 $14,000.00 $16,221.00
22460VIC  C5398 Diploma of Applied Technologies $10,250.00 $5,250.00 $16,221.00
22316VIC C6159 Advanced Diploma of Myotherapy $15,250.00 $11,000.00 $16,221.00
AHC51120 C5418 Dip. Cons. & Ecosystem Mgmt. $24,500.00 $15,000.00 $16,221.00
BSB50120 C5406 Diploma of Business $10,250.00 $8,750.00 $10,813.00
BSB50420 C5407 Dip of Leadership & Management $8,750.00 $7,000.00 $10,813.00
BSB50620 C5404 Dip of Marketing & Communication $7,750.00 $5,750.00 $10,813.00
BSB61315 C6155 Adv Dip Marketing&Communicatn $7,250.00 $5,500.00 $10,813.00
CHC50413 C5331 Diploma of Youth Work $11,500.00 $5,750.00 $10,813.00
CHC51115 C5360 Dip of Financial Counselling $12,000.00 $5,750.00 $16,221.00
CHC52015 C5397 Diploma of Community Services $10,250.00 $5,750.00 $16,221.00
CHC52015 C5385 Diploma of Community Services (Statutory and Forensic child youth and family welfare) $10,250.00 $5,750.00 $16,221.00
CHC52015 C5345 Diploma of Community Services (case management) $10,250.00 $5,750.00 $16,221.00
CHC53215 C5346 Dip of Alcohol and Other Drugs $11,250.00 $5,750.00 $16,221.00
CPC50220 C5415 Dip Bld&Construction (Blding) $24,000.00 $13,500.00 $16,221.00
CPP50121 C5416 Diploma of Surveying $16,250.00 $9,750.00 $16,221.00
CPP60121 C6175 Advanced Diploma of Surveying $14,500.00 $9,750.00 $16,221.00
CUA50420 C5408 Dip Live Production&Tech Servi $14,750.00 $8,750.00 $16,221.00
CUA50720 C5409 Diploma of Graphic Design $14,000.00 $7,750.00 $16,221.00
CUA50820 C5410 Diploma of Music (sound production) $13,500.00 $8,750.00 $16,221.00
CUA50920 C5411 Dip Photography & Digital Imaging $14,250.00 $8,750.00 $10,813.00
CUA51020 C5412 Diploma of Screen and Media (Content Creation) $15,250.00 $10,750.00 $16,221.00
CUA51020 C5413 Diploma of Screen and Media (Animation, Gaming and Visual Effects) $15,000.00 $10,000.00 $16,221.00
CUA51120 C5414 Diploma of Visual Arts $15,000.00 $9,000.00 $16,221.00
CUA60315 C6152 Adv Diploma of Graphic Design $12,500.00 $7,250.00 $10,813.00
CUA60620 C6172 Adv Diploma of Screen & Media
(Directing)
$16,250.00 $10,250.00 $16,221.00
CUA60620 C6173 Adv Diploma of Screen & Media
(Content Creation & Design)
$16,250.00 $10,250.00 $16,221.00
FNS50217 C5390 Diploma of Accounting  $8,750.00 $5,750.00 $10,813.00
FNS50615 C5343 Diploma of Financial Planning $10,500.00 $7,000.00 $10,813.00
FNS60217 C6163 Advanced Diploma of Accounting $12,250.00 $7,750.00 $10,813.00
HLT52015 C5357 Diploma of Remedial Massage $25,125.00 $15,375.00 $16,221.00
ICT50220 C5402 Diploma of Information Technology (Advanced Networking) $14,750.00 $9,500.00 $16,221.00
ICT50220 C5402 Dip of Information Technology $14,750.00 $9,500.00 $16,221.00
MEM50212 C5322 Dip of Eng-Tech (Aeronautical) $23,500.00 $10,000.00 $16,221.00
MEM50212 C5323 Dip of Eng-Tech (Mechanical) $23,500.00 $10,000.00 $16,221.00
MEM60112 C6130 Adv Dip of Eng (Mechanical) $21,500.00 $13,000.00 $16,221.00
MEM60112 C6131 Adv Dip of Eng (Aeronautical) $21,500.00 $13,000.00 $16,221.00
MSF50218 C5396 Diploma of Interior Design $26,000.00 $14,500.00 $16,221.00
MSL50118 C5388 Diploma of Lab Tech. $15,500.00 $6,750.00 $16,221.00
MST60219 C6165 Adv Dip Textile Des&Develpmnt $20,750.00 $6,750.00 $16,221.00
PSP50916 C5364 Dip Interpreting(LOTE-English) $6,500.00 $4,750.00 $10,813.00
PSP60816 C6153 Advanced Dip of Translating $6,750.00 $5,000.00 $10,813.00
PSP60916 C6154 Adv Dip Interpreting(LOTE-Eng) $7,750.00 $5,750.00 $10,813.00
SIR50217  C5381 Diploma of Visual Merchandising $14,000.00 $8,500.00 $10,813.00
TAE50216 C5354 Diploma of Training Design & Development $6,750.00 $6,500.00 $16,221.00
TLI50219 C5399 Diploma of Logistics $14,000.00 $7,750.00 $10,813.00
UEE60220 C6178 Adv Dip Electronics&Comm Eng $39,000.00 $13,000.00 $16,221.00
UEE62111 C6120 Adv Dip Eng Tech-Electrical $26,000.00 $13,000.00 $16,221.00
TAE50116 C5353 Diploma of Vocational Education and Training $6,750.00 $6,500.00 $16,221.00
22451VIC C5383 Diploma of Teacher Education Preparation $4,500.00 $4,500.00 $16,221.00
22526VIC C6166 Advanced Diploma International Business $8,750.00 $6,500.00 $10,813.00
MSL50118 C5388 Diploma of Laboratory Technology $15,500.00 $6,750.00 $10,813.00
CUA60720 C6174 Advanced Dip of Visual Arts $13,000.00 $8,500.00 $10,813.00
CUA60520 C6171 Advanced Diploma of Music (Sound Production) $14,500.00 $9,000.00 $16,221.00
UEE60420 C6176 Adv Dip Computer Systems Eng $27,000.00 $13,000.00 $16,221.00

The above list of RMIT programs and VSL caps is correct as of July 2022. The maximum loan amount for a program is indexed on 1 January each year. This web page will be updated with the indexed amounts as soon as they are published by the Australian Government.

The student tuition fees as published are subject to change based on individual circumstances at enrolment. Fees are adjusted on an annual basis and these fees apply to 2022 only.

National code RMIT code Program name Total 2022 RMIT  full-fee domestic place Total 2022 RMIT government subsidised tuition fee 2022 VSL cap
HLT54121 C5417 Diploma of Nursing $34,500.00 $18,000.00 $16,221.00
FNS51815 C5379 Diploma of Financial Services $10,000.00 $8,000.00 $5,406.00
HLT55118 C5387 Diploma of Dental Technology $32,500.00 $22,500.00 $16,221.00
HLT65015 C6157 Adv Dip of Dental Prosthetics $48,000.00 $41,000.00 $16,221.00
BSB60220 C6170 Advanced Diploma of Conveyancing $10,500.00 $7,125.00 $5,406.00
22477VIC C6161 Adv Dip of Bld Design (Arch) $35,500.00 $21,000.00 $16,221.00
22276VIC C6141 Adv Diploma of Legal Practice $23,500.00 $16,500.00 $10,813.00

The above list of RMIT programs and VSL caps is correct as of July 2022. The maximum loan amount for a program is indexed on 1 January each year. This web page will be updated with the indexed amounts as soon as they are published by the Australian Government.

The student tuition fees as published are subject to change based on individual circumstances at enrolment. Fees are adjusted on an annual basis and these fees apply to 2022 only.

If your program is eligible for the VET Student Loans (VSL) scheme and it has:

  • a loan limit that covers the total amount of the subsidised tuition fees for your program, then VSL will cover the full amount of subsidised tuition fees for that program (based on a standard full-time enrolment).
  • a loan limit that doesn’t cover the total amount of the subsidised tuition fees for your program, then once you reach the VSL loan limit, you’ll need to pay the remaining tuition fees to RMIT - this is most likely to occur in the final term of your program.


It’s important to note
 that The Department of Education and Training will only allocate RMIT a capped amount of funding for VSL loans and that this may not cover all eligible student loans. You should therefore apply as soon as possible.

SA-HELP loans

An SA-HELP loan allows you to defer paying your student services and amenities fee (SSAF).

To find out about SA-HELP and if you’re eligible to apply, go to the Government’s Study Assist website.

Once you’ve confirmed your eligibility, it’s easy to apply. When you enrol in Enrolment Online, you’ll be asked to indicate which optional loan/s, including SA-HELP, you want to apply for. You’ll then get an email from the Government with further instructions on how to apply.

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Acknowledgement of Country

RMIT University acknowledges the people of the Woi wurrung and Boon wurrung language groups of the eastern Kulin Nation on whose unceded lands we conduct the business of the University. RMIT University respectfully acknowledges their Ancestors and Elders, past and present. RMIT also acknowledges the Traditional Custodians and their Ancestors of the lands and waters across Australia where we conduct our business - Artwork 'Luwaytini' by Mark Cleaver, Palawa.

aboriginal flag
torres strait flag

Acknowledgement of Country

RMIT University acknowledges the people of the Woi wurrung and Boon wurrung language groups of the eastern Kulin Nation on whose unceded lands we conduct the business of the University. RMIT University respectfully acknowledges their Ancestors and Elders, past and present. RMIT also acknowledges the Traditional Custodians and their Ancestors of the lands and waters across Australia where we conduct our business.