Costs of Studying in Australia for International Students [2026]

Studying in Australia is an investment in your future – which is why planning ahead of your journey is so important.

Australia has a strong higher education system, with universities like RMIT regularly appearing in global rankings. In particular, RMIT has built a strong reputation for industry-connected learning, embedding practical experiences such as industry projects, placements and work-integrated learning into our courses.

To study in Australia, having an idea of typical costs is crucial in your planning. Here we've put together a guide, from tuition fees to everyday expenses and understanding working rights, to help you have a clearer picture to plan and budget.

At a glance: cost of studying in Australia (2026)

For most international students at RMIT, the total cost of studying in Australia falls into the following ranges:

Cost type Annual estimate (AUD) for 2026
Tuition fees (average indicative range – varies depending on course and study level) AU$36,000–56,000
Living expenses (Melbourne) AU$30,000–45,000
Overseas Student Health Cover (Single) AU$590–750
Student Services and Amenities Fee (SSAF)*
*SSAF rates are determined annually by the Australian Government and billed separately to tuition fees.
Up to AU$373

One-off and pre-arrival costs not included above:

  • Student visa (subclass 500) application fee: AU$2,000 (paid once when applying)
  • English language test: approximately AU$310–490 (e.g. IELTS, PTE, TOEFL)
  • Material or equipment fees: varies by course – please check your individual course page
  • Flights and initial setup costs (accommodation bond, furniture, etc.): varies depending on your circumstances.

These are indicative figures only.

For course-specific tuition fees, see individual course pages or use the Programs, intakes and tuition fees calculator. For personalised living estimates, use Study Australia's cost of living calculator.

How much are tuition fees in Australia?

International student tuition fees vary based on your degree and level of study (undergraduate, vocational, or postgraduate study). Most fees in Australia are calculated per credit point (unit), rather than per year, except for vocational education courses which are calculated per hour and provided as a total indicative cost for the duration of the course.

Below is an indication of how much you'll need to spend on your tuition annually, depending on your level of study.

Bachelor degrees

Bachelor's degrees can range roughly from AU$36,000–AU$50,000 per year.

Below are a few examples of bachelor’s degrees at RMIT and their annual tuition fees in 2026.

Graduate certificates and graduate diplomas

Graduate certificates and graduate diplomas are generally more affordable postgraduate study options due to shorter course durations than a master's, with fees typically ranging from around AU$20,000–50,000.

The following is a summary of fees for a few graduate certificate and graduate diploma courses at RMIT.

Master's degrees

Master's degrees generally cost more than an undergraduate degree. Based on 2026 fee data, a master’s degree can cost anywhere between AU$35,000–60,000.

The following is a summary of fees for some master's degrees at RMIT.

TAFE (Vocational Education)

Vocational education courses, such as certificates and diplomas, offer a more affordable and often quicker pathway into a career.

The following is a summary of fees for some vocational education courses at RMIT (total indicative tuition fees for the duration of your studies).

Certificates and diplomas 2026 total fee (indicative)
Certificate IV in Accounting and Bookkeeping AU$13,000
Diploma of Graphic Design AU$25,750
Diploma of Information Technology AU$25,250
Diploma of Nursing AU$41,000

Other study costs

In addition to your tuition fees, you may be charged with other fees throughout your course. Here are some other costs to consider:

Student services and amenities fees (SSAF)

Most Australian education providers charge a compulsory student services and amenities fee (SSAF), which is used for non-academic services and amenities that improve student experience.

At RMIT, SSAF funds a wide range of on-campus and online services, including:

How much you pay in SSAF depends on how many subjects you take each semester. Rates are set by the Australian Government and reviewed annually. For 2026, SSAF is capped at AU$373 per calendar year.

From career support to special events, find out more about RMIT University’s SSAF.

Course material and equipment

You may be charged other expenses associated with your study in addition to tuition fees.

These can include:

  • Material and administrative fees
  • Books
  • Equipment and other materials required to undertake the course
  • Compulsory activities where relevant, such as fieldwork, excursions or laboratory practicals.

Already have a course in mind? You'll find the latest tuition fee information on each course page.

English language proficiency tests

To study in Australia, you'll need a minimum standard of English. English language requirements vary depending on the course. When you apply to RMIT you can demonstrate your English language proficiency in 3 ways:

  • An approved English test 
  • An accepted English language provider 
  • A recognised qualification.

If you are demonstrating your proficiency through an English test, RMIT accepts results from several English language proficiency tests, including: 

  • IELTS Academic
  • PTE Academic 
  • TOEFL iBT or TOEFL iBT Australia (for tests taken from 21 January 2026)
  • Cambridge English (B2 First, C1 Advanced, and C2 Proficiency) 
  • Occupational English Test (OET) – accepted for selected health and medical science courses only.

Test fees vary by provider. As a guide, indicative 2026 fees in Australia are approximately AU$490 for IELTS Academic and PTE Academic. Check the official provider websites for current pricing.

    RMIT offers the following English language proficiency test:

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    PTE (Pearson Test of English)

    • fees AU$490 (2026 total)
    • location Melbourne City
    • duration 2 hours

    Before you arrive: visa and health insurance

    While not necessarily hidden costs, these are some costs that should also be accounted for in the total cost of your studies. 

    Visa application costs

    The student visa (subclass 500) costs from AU$2,500 per application as of 1 July 2026 (unless exempt).

    In addition to this, some visa applicants may need pay other costs for health checks, police certificates, and biometrics collection.

    Health Insurance

    Overseas Student Health Cover (OSHC) is a type of health insurance that helps cover medical costs while you’re studying in Australia. It’s mandatory for student visa holders, and international students and their dependents must maintain valid OSHC for the entire duration of their student and student dependent visas.

    RMIT offer holders receive a Medibank Comprehensive OSHC premium quoted in their offer letter, calculated based on the course and visa length. You can also arrange OSHC with another approved provider if you prefer.

    As a guide, Medibank Private OSHC fees start at AU$719* annually for essentials singles cover, or, for essentials families cover fees start from AU$1,176* per month.

    *2026 fees. Please check your health insurance provider’s website for more details.

    What is the cost of living in Australia?

    In addition to tuition fees and pre-study costs, you will need to consider your day-to-day living expenses.

    Your total cost of living will depend on your lifestyle, accommodation choices, and where you study – whether that's a major city or a regional area, and which state you live in.

    Choosing a city-based campus, such as RMIT in Melbourne's Central Business District (CBD), can help reduce commuting costs. Classes, accommodation, transport, and essential services are typically within walking distance or easily accessible by public transport. 

    Housing options in Melbourne

    Your choice of accommodation will be one of the biggest factors influencing your overall living costs in Melbourne. Understanding the main options can help you find one that fits your budget and lifestyle. The main options are:

    Share houses and private rentals

    Sharing with others is typically the most affordable option, as you split rent and bills. Private rentals on your own offer more independence but cost more.

    Managed student accommodation

    Purpose-built housing close to campus, usually with all-inclusive rates covering utilities and internet. Weekly costs can be higher than a share house, but properties are typically furnished and bills are bundled, which can reduce setup costs and simplifies budgeting.

    Homestay

    Living with a local Australian family, couple, or individual, often with meals included. A good option for students who want a supported start to life in Australia.

    What you can expect to pay in rent

    The following is a guide to the average weekly rental prices per property type in metropolitan Melbourne, where the RMIT City campus is located.

    Property type Median rent
    1-bed flat AU$500
    2-bed flat AU$600
    3-bed flat AU$690
    2-bed house AU$575
    3-bed house AU$550
    4-bed house AU$595

    Source: Victorian Government's Department of Families, Fairness and Housing rental report as of September 2025.

    Consider initial set-up costs

    Your accommodation budget planning should include initial set-up costs, such as:

    • Accommodation bond*
    • Utility connection fees
    • Furniture and appliances
    • Moving costs (e.g. removalists/moving companies).

    These costs vary depending on the city (e.g. metropolitan vs regional) and the type of property.

    *What is a bond?

    A bond is a security deposit paid at the start of the tenancy, and it's standard practice for property owners in Australia to require one.

    The bond protects the property owner against any damage, unpaid rent, or breach of lease conditions.

    Most bonds are refundable at the end of the lease, provided the property is left clean, undamaged beyond normal wear and tear, and all rent has been paid.

    A few ways to keep accommodation costs down

    • Share with housemates
    • Consider suburbs slightly further from the city (good public transport can keep commutes manageable)
    • Look for all-inclusive options that remove set-up costs in your first few months.

    RMIT offers student accommodation at all 3 of our Melbourne campuses (City, Brunswick, and Bundoora), with all-inclusive rates that cover utilities, internet, and other services.

    Living costs

    In addition to rent, there are everyday living costs to consider. Study Australia's cost of living calculator is a useful starting point – it gives you a rough estimate of living costs based on your chosen state and lifestyle. In the example below, we've used Melbourne as the study location. 

    Item Cost per person per week
    Food and eating out AU$150–250
    Phone and Internet AU$15–30
    Public transport AU$30–60
    Gas and/or electricity AU$10–20
    Car (after purchase) AU$150–260
    Entertainment AU$30–150

    Source: Study Australia

    Living costs will also depend on your lifestyle, accommodation choices and spending habits. Here's a guide to what some everyday items typically cost (all 2026 approximates):

    • Weekly grocery shop at a local supermarket: AU$80-100 for one person, or AU$150–200 for a family
    • Eating out at a pub or restaurant: AU$23–32 per meal
    • Fast food options such as a Big Mac from McDonalds: AU$8.60
    • A standard gym membership: AU$40–70 per month
    • Student cinema tickets: AU$10–20
    • Additional academic costs, including books and study supplies: AU$500–1000 per year.

    Working rights on a student visa

    International students can work while studying in Australia to help cover living costs; however, there are strict limits on how many hours you can work.

    On a student visa (subclass 500), you can work up to 48 hours per fortnight during study periods and unlimited hours during official study breaks.

    What can you realistically earn?

    International students are entitled to the same minimum wage as any other worker in Australia.

    As of 1 July 2026, the national minimum wage is AU$26.44 per hour, or AU$33.05 per hour for casual employees (which includes a 25% casual loading to compensate for the lack of paid leave).

    Many jobs available to international students, such as in hospitality, retail, and tutoring, are casual or part-time.

    Here's what casual work might look like in practice (indicative only):

    Type of work and hours Gross earnings (before tax)
    Casual work, full 48 hours per fortnight during semester Approximately AU$793 per week (or AU$1,586 per fortnight)
    Casual work, 20 hours per fortnight during semester Approximately AU$330 per week (or AU$661 per fortnight)
    Full-time casual work (38 hours weekly), during a 4-week study break Approximately AU$1,255 per week (or AU$2,511 per fortnight)

    Please note that these figures are gross (before tax).

    Most international students will pay some income tax on their earnings, though a tax-free threshold applies to the first portion you earn each year.

    Your employer also pays an additional retirement savings contribution (called superannuation) on top of your wages – this is held in a fund and can be claimed back when you permanently leave Australia.

    What does the total cost (tuition + living costs) look like in practice?

    To help bring these figures to life, here are 2 example scenarios showing what international students might budget for in 2026.

    Example: Postgraduate student renting in inner suburbs

    Natalie is an international student studying a Master of Business Administration (MBA) in 2026. She has chosen to rent with housemates in the inner suburbs of Melbourne, where rent and lifestyle costs sit at the higher end of the city range.

    • Tuition – approximately AU$50,000 per year   
    • Living costs (using the cost-of-living calculator) – approximately AU$45,000 per year, or roughly AU$3,750 per month
    • Total annual cost – approximately AU$95,000.

    Example: Offsetting living costs with casual work

    Priya is an international student studying a Bachelor of Business at RMIT in 2026. She’s in the second year of her 3-year degree and shares a rental house with 3 other students in Melbourne's middle-ring suburbs, about 30 minutes from campus by public transport. 

    • Tuition – approximately AU$45,000 per year
    • Living costs – approximately AU$32,000 per year, or roughly AU$2,500 per month
    • Total annual cost – approximately AU$77,000.

    Priya works around 20 hours per fortnight in a casual hospitality role during semester, earning roughly AU$8,000 per year before tax, which she puts toward her weekly living expenses.

    Scholarships for international students

    Scholarships can significantly reduce the cost of studying in Australia. Most Australian universities offer scholarships for international students based on factors like academic merit, country of origin, financial need, or field of study. These are typically awarded as a partial reduction on tuition fees.

    RMIT awards more than 2000 scholarships every year

    Some of our international scholarships include:

    Eligibility, application requirements, and deadlines vary, so check what’s available early in your planning.

    Studying in Australia is a significant investment, but it’s also one with lasting returns – a globally-recognised qualification, access to a strong job market, and the experience of living in one of the world’s most multicultural countries.

    Your total cost will depend on your course, university, city, and lifestyle. By understanding all the costs up front, you can plan with confidence and focus on what matters most – your studies and your future. 

    Ready to take the next step?

    Courses for international students

    Courses for international students

    Apply to RMIT as an international student

    Apply to RMIT as an international student

    Have more questions?

    Our friendly staff at Study@RMIT are available five days a week to assist you.

    If you are a current RMIT student, please contact RMIT Student Connect.

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